It’s no fun chasing final payments and retention accounts. As construction jobs and projects are nearing completion, retention terms and conversations with subcontractors can cause friction. “There are always arguments about whether or not completion has been reached. This will be defined in the contract, but if it isn’t then generally when the works can be used for their intended purpose you ought to be able to hold your hand up for that first retention,” writes Anthony Igra on Soureacble.com. He says many of these disputes end up in adjudication to decide if completion has been reached.